Guaranteed Car Finance
We can guaranteed car finance if you have 20% deposit. Firstly, we will discuss how long you want the car loan payment to be and the amount you want to borrow.
Then we can tell you what is the lowest APR we can get for you and the amount of the monthly payment. This will depends on your credit history. Some companies will offer you guaranteed car loans but the APR can be as high as 40%.
You should find out what kinds of options are available for finance your guaranteed car loans. This can be done by doing homework on all the car loans companies on the Internet. Try to get the lowest APR rate for your guaranteed car finance loans.
Requirement to guaranteed car loans:
- Have 20% deposit
- Proof of current address
- Payslip of current employment
- Regular Income
If you have excellent credit, you will be able to get a larger loans amounts and longer payment plan and lower monthly payment.
The other option is home equity loans. Normally called secured loans, this will allows you to borrow a much higher amounts and lower APR. The lender uses your home for security and you are seen as a lower risk. Apply online now for a guaranteed car loans.
Whether you are self employed, have no credit history. We can help you to secure your guaranteed car loans. At Bad Car Credit, we are well established for many years and have a good relationship with our lenders to find the best car finance deal for you.
We also provide our customer car loans guaranteed protection from payment, shortfall and breakdown.
Payment Protection is to ensure you can keep paying your car payment if you are unemployed, ill or had an car accident.
Shortfall Protection sometimes knows as GAP insurance. If the car has been stolen or written off, your car insurance will not cover the total cost of the car. But GAP insurance will pay for the rest of the amount.
Example:
If your car value at £10,000 and your car are written off. The insurance company gives you £7000 for it because of deprecation. GAP insurance will protect you and will pay £3000.
Mechanical Breakdown insurance will protect you from where your car broke down and needs a repair like brake disc, gearbox, suspension, etc. MBI will pay for all this repair so you don't have to. Subject to terms & conditions.