Privacy Policy

At Bad Car Credit we take our data protection obligations very seriously and we want to assure you that any information collected through our website is protected in accordance with current data protection legislation. By continuing to use our website you agree that we may use your information as set out in this privacy policy.

If you are not satisfied with the contents of our privacy policy or the way in which we as a company abide by our privacy policy, then you should first contact us by e-mail at the address below. If you do not receive acknowledgement or you feel that your enquiry has not been
properly dealt with, then you should contact the Office of the Information Commissioner.

What information is collected and by whom?

This website is operated Bad Car Credit by whose principle office is at Beechfield House, Winterton Way, Macclesfield, Cheshire.

We collect two types information through our website: usage information and personal information.

Usage information is information that relates to your usage of our website such as which areas of the site you use most often or least often, and how often you use the website and when.

Personal information is information which you choose to give us that identifies you as a person, or is capable of doing so, such as your name, address, e-mail address, user name and password. If for example you choose to register with us, contact us, or place an order with us,
you will be ask to provide some personal information to us so that we can deal with your request.

Why do we collect this information?

Where we ask you to provide us with your personal information then we only ask you to do so to enable us to provide you with our services or access to our services. For example we may use your personal information to:

We process your application and/or enquiry so that we may administer and process the products/services that you are applying for; We contact you regarding your enquiry and/or application for our services; and We contact you where you have registered an interest in receiving information from us or a company with whom we are closely linked.

We only collect usage information for the purposes of enhancing and improving our customers experience when visiting our website, and for no other purpose.

How do we protect your information?

At Bad Car Credit we are serious about protecting our customers information. When you submit information through our website, that information is protected both on line and off line. Whilst we use encryption and a secure server to protect information on-line, we also do everything possible to ensure that your information is protected off-line. Any information that you provide us is restricted in our offices so that only those employees who need the information to perform a specific task are granted access to it. If you have any questions
about the security of our website, then please do not hesitate to contact us.

What are cookies and when do we use them?

A cookie is a piece of data allocated by our server to your personal computer when you visit our website. Usage of a cookie is not linked to any personal information on our website, as it collects only usage information. If you want to know more about cookies then please go to
www.allaboutcookies.org. All types of cookies may be removed from your personal computer but there may be some deterioration is using some areas of our website.

Do we share your information with anyone else?

We may share any usage information that we have gathered with our partners and advertisers.We may share your personal information with other companies so that we
can process your application or so that they can contact you with details of other products and services that you may be interested in. If you would prefer us not to use your personal information to advise you of other products and services then please let us know, otherwise we will assume that we have your consent to do so. You may of course withdraw your consent at any time by simply contacting us on the e-mail address below.

We will also provide information where we are required to do so by law.

What happens when you apply for finance?

When you apply for finance we need to decide whether to offer you finance. To help us decide we undertake a number of checks with external credit reference agencies. Credit reference agencies will record details of our search, but will provide us with information that will help us
make a decision about your application for finance. If you are applying for a loan in joint names then you are obliged to provide us with all necessary information about both applicants so that we may undertake the necessary credit reference checks on both applicants. When applying for a loan with us you agree that we may divulge your personal information
to credit reference agencies such as Equifax and/or Experian (or any other credit reference agencies that we may choose).

Website Information

At Bad Car Credit we take great care to ensure that the information provided on our website is accurate and up to date, however we are unable to accept any liability for any errors or omissions which may arise.

We will do our utmost to ensure that our website is available at all times, but we cannot guarantee this and therefore we accept no liability if for any reason our website is unavailable at any time. We also try and ensure that our website is virus free, but we cannot accept any
responsibility for any viruses that may occur as a result of using our website.

We exclude all liability for all consequential or indirect costs, claims, actions, expenses, proceedings, losses or liabilities (including without limitation, economic loss, anticipated savings, loss of profit and loss of business) arising out of your use or inability to use our
website, or from any information or omission contained in our website.

Bad Car Credit hereby gives you permission to display the pages of our website on your computer and print a reasonable number of unmodified copies for your own use. Under no circumstances must you copy, modify, reproduce, store, repackage, distribute or transmit any of our materials, unless we give you written consent to do so.

Further Information

If you believe the information we hold about you is inaccurate, then please let us know immediately and we will make any necessary amendments and confirm to you that these have been made. You may contact us on:
info@badcarcredit.co.uk

This website may contain links to other third party websites but Bad Car Credit takes no responsibility or accepts any liability whatsoever for the content or privacy practices of any third party websites. We therefore urge you to be careful when you enter any personal information on-line.

Please also note that this privacy policy only applies to information collected through our website. The terms of our privacy policy may change from time to time, so please check back regularly to keep up to date on our practices.